Business
& Finance
G021 ABC’s of Investing
No matter what your age, financial situation, or goals, you need to know about the power of investing. Learn about the stock market and other forms of ownership and loanership investments. Besides the basics of finances, we will cover retirement planning, reasons why people fail to meet their investment goals, ideas to help you avoid common pitfalls, and rules every investor should know and follow. We will also cover the advantages and disadvantages of the types of investments available today - from certificates of deposit to annuities. An $8 materials fee is payable to the instructor at the first class.
Darryl Zebrowski
Foran HS Room 309
Tuesday/Feb.23,Mar.2,9,16/6-8p.m.
Residents: $49, Non-residents: $59, Milford Seniors: $39
Darryl Zebrowski has over 20 years experience in retirement planning. He has earned his series 7, 63, 24 licenses, is an LUTC fellow and is currently studying to obtain his A.A.M.S. deisgnation.
G022 Bookkeeping for the Small Business
Whether you are making a product or providing a service, you need to know if you are making a profit. This course has been designed to help you keep your books. You will learn basic accounting relationships and how to set up a chart of accounts pertinent to your business. You will also learn how to prepare a balance sheet and a profit and loss statement, two necessary documents when seeking additional loan or investment dollars. Five weeks.
Stephen Pjura, B.A., M.A.
Law HS Room 126
Monday/7:00-9:00p.m.
Residents: $54, Non-residents: $64, Milford Seniors: $44
Milford Seniors: age 60+
G023 Estate Planning
An exciting course that will show you how to plan and protect your estate. Learn about wills, trusts, and other estate planning techniques. Find out what documents are needed to help you protect your assets.
William P. Farrell, Sr.
Foran HS Room 309
Monday/Mar.1,8/7:00-9:00p.m.
Residents: $34, Non-residents: $37, Milford seniors: $24
William P. Farrell, Sr. has over twenty years experience in finance and investing. He currently works as a Senior Financial Advisor and Vice-President for Wachovia Securities and he is a registered representative of NASDAQ and NYSE.
G024 Fixed Income Investing
Come learn the difference between “saving” and “investing.” This program will cover the basics of fixed income investments including CD’s and bonds. You will learn about interest rates and their impact on you, the individual investor. Understand how to build a “laddered portfolio” and establish a monthly income from these investments. Identify the risks of investing long term money at the short term interest rates. Learn the three most common mistakes associated with CD investing.
Hannah Smith
Law HS Room 103
Thursday/Mar.4/7:00-8:30p.m.
Residents: $29, Non-residents: $32, Milford Seniors: $29
Hannah Smith graduated from UConn in 1993. She opened an Edward Jones Investments branch in Milford in 1999. She has earned her Series 7, 63, 24 and Life licenses and is currently studying to obtain her CFP designation. She specializes in retirement planning.
G025 Get Started in Freelance Writing
Have you always wanted to be a writer? Learn how to get started. It’s not as hard as you may think. We will discuss how to select a magazine to get published in and the steps you need to take to get your article published. Eight weeks.
Heidi Loiseau, Ed.D
Foran HS Room 308
Wednesday/6:30-8:30p.m.
Residents: $69, Non-residents: $79, Milford Seniors: $59
Heidi Loiseau has a Master’s and a doctorate in education and has been a college educator for more than ten years. She is passionate about home schooling and enjoyed home schooling her son when she had the opportunity to do it. She is also a freelance writer, artist, and avid camper.
G026 Getting Paid to Talk: An Introduction to Voice Overs
Have you ever been told you have a great voice? This exciting class will explore numerous aspects of voice over work for television, film, radio, audio books, documentaries and the internet. We will cover all the basics, from preparing the all-important demo to how to succeed and earn great income. Students will hear examples of demos recorded by professional voice actors and will have a chance to record a commercial script directed by our Voicecoaches.com producer! Limit: 25 students.
Voice Coaches
Creative Voice Development Group
Foran HS Room 310
Wednesday/Mar.17/6:30-9:00p.m.
Residents: $29, Non-residents: $32, Milford Seniors: $29
Adult Education classes make great gifts!
G027 How to Pick Good Stocks
Learn what the pros look for when investing. All levels of investors are welcome in this one-night seminar. Topics include fundamentals, technicals, moving averages, market cycles, P/E ratios and basic rules. You should leave this course with a better understanding of what to buy and why to buy it.
William Farrell, Sr.
Foran HS Room 309
Monday/Feb.8/7:00-9:00p.m.
Residents: $29, Non-residents: $32, Milford Seniors: $29
G028 Investment Rebuilding Strategies After the Crisis
This class will address current global capital and credit market outlooks as well as ways to rebuild your portfolio following the worst financial crisis since the Depression. We will show you ways to develop protected income strategies. Once you have learned how to protect your income, you will also learn how to protect your identity by participating in Identity Theft Jujitsu. Three weeks.
Richard Forzano/Amy Horrocks
Law HS Room 128
Tuesday/7:00-8:30p.m.
Residents: $39, Non-residents: $42, Milford Seniors: $29
Rich Forzano founded Independent Financial Consulting (IFC) of Milford, CT in 1992. He holds a degree in accounting from St. John’s University and his graduate studies were done at Baruch College with concentration in finance. Rich has more than 20 years experience in the financial services industry during which he has earned his series 7, 63, 24, 51 and life insurance licenses.
Amy Horrocks, VP Financial Analysis, joined IFC in 2003 after earning her BS Degree in Finance from UCONN. She also studied in London, England and at Quinnipiac University School of Law. Amy currently holds her series 7, 24, 66, and life insurance licenses.
G029 Job Interviewing Techniques
NEW. The objective of this course will be to improve your interviewing skill no matter if you are a novice or a pro. We will discuss preparation, resume writing, how to avoid interview blunders, and the interview follow up. Class participation will be the key to your next successful interview as we will draw on everyone’s experience be it good or not so good. There will be mock interviews with everyone participating as either the interviewer or the one being interviewed. This course will stimulate your thinking process and build your confidence level so when you go to your next interview you will be prepared. Class starts March 3. Four weeks.
Elmer Vagvolgyi
Foran H.S. Room 319
Wednesday/6:00-7:30p.m.
Residents: $49, Non-residents: $59, Milford Seniors: $39
All Morning and Evening GED & ESL Students:
GED Registration: Monday, Jan. 25, 2010
Foran High School, Room 305, 6:00 p.m.
ESL Registration: Tuesday, Jan. 26, 2010
Foran High School, Room 305, 6:00 p.m.
Do you know someone who is
having difficulty speaking English?
Tell him/her about our English As
A Second Language courses!
783-3461
G030 The New Retirement
NEW. Is your money ready for “The New Retirement”? Join us for an educational course that will focus on many important facts that you need to know. We will cover how the changing retirement landscape could effect you; what to expect from pensions in the future; the outlook for social security; how much you can expect to spend on healthcare in retirement; the effects of taxes and inflation on your retirement portfolio; and more. You will receive three full-color 28 page workbooks that illustrate the challenges you face in today’s changing retirement landscape. This course is designed to give you necessary information without overwhelming you with unnecessary financial jargon. Three weeks.
Anthony Sorrentino, RFC, CLTC
J.Law H.S. Room 102
Wednesday/7:00-9:00p.m.
Residents: $39, Non-residents: $42, Milford Seniors: $29
Anthony Sorrentino has had a successful financial services career that spans more than thirty years. He helps individuals develop financial or retirement plans and guides them to make sure the plans continue to work. Tony is a sought after speaker and holds a Registered Financial Consultant designation.
G031 Marketing A Small Business
This course explores various methods of advertising/marketing available to small concerns. We will also investigate ways to establish a price for a product or service when existing market expansion or new market penetration is desired. In addition, we will review the essentials of a marketing plan as it relates to a business plan. Class starts March 22. Five weeks.
Stephen Pjura, B.A., M.A.
Law HS Room 126
Monday/7:00-9:00p.m.
Residents: $54, Non-residents: $64, Milford Seniors: $44
G032 Personal Branding
NEW. What is your Google quotient? When people search the Internet for your name, what image is formed by what they see? Recruiters and college admissions personnel review your online persona when making hiring or admission decisions. Human resource departments review your online activity before recommending promotions. Personal branding is a reality that you need to be concerned about. Learn more about establishing, maintaining and, if necessary, repairing your online brand.
Lynn McNamee
Foran HS Room 310
Tuesday/Mar.2/7:00-9:30p.m.
Residents: $29, Non-residents: $32, Milford Seniors: $29
G033 Real Estate Practices & Principles
This informative course is designed to provide a basic understanding of real estate concepts and the real estate business. The course meets the minimum standards as set forth by the Connecticut Real Estate Commission. Completion qualifies the student for application for the State Real Estate Exam to obtain a salesman’s license. Cost of text is extra. Eleven weeks.
Gateway Real Estate Academy
Foran HS Room 338
Tuesday & Thursday/6:30-9:30p.m.
Resident: $375, Non-resident: $385, Milford Senior: $375
Milford Seniors: Age 60+
G034 Reduce Your Taxes & Increase Your Income
Would you like to reduce your tax bill? This workshop will show you how to increase your income and share less of it with Uncle Sam. Identify the three most common mistakes in investing. Understand which investments empower you to reduce, defer or avoid taxes. You will learn how to use municipal bonds, annuities, stocks and IRA’s to your advantage.
Hannah Smith
Law HS Room 103
Thursday/Mar.11/7:00-8:30p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
G035 Reverse Mortgages
This informative class will tell you what you want to know about reverse mortgages. Who is eligible? Will anyone take my house? Who owns it? Can I sell it if I want to? When is the money due to the bank? Will there be anything left for my children? Join us and learn the answers to these questions and much more.
Louis P. Baccash
Law HS Room 101
Wednesday/Feb.24,Mar.3/7:00-9:00p.m.
Resident: $34, Non-resident: $37, Milford Senior: $24
G036 The Road to Long Term Care
Two in five Americans will need long term custodial care. Learn how to maintain your independence and choice of care as you age, as well as protect your nest egg and still obtain the care you need. Connecticut’s special program can help you protect yourself, your family and your assets with LTC Insurance. We will cover eligibility, when and how to get started and what programs are available to you. There will also be a guest speaker. Medicare and Title 19 will be among the topics covered. Our program will help you understand how to take care of Mom and Dad with dignity.
Hannah Smith
Law HS Room 103
Thursday/Mar.18/7:00-8:30p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
G037 Search Engine Optimization and Online Advertising
NEW. Internet advertising is growing 15-20% each year of total ad spend. Over 65% of online searches are conducted on Google. Online advertising can level the playing field, but you have to be there to play. This class will introduce the fundamentals about search engine optimization (SEO), search engine marketing (SEM) and online advertising and the key tools and metrics involved.
Lynne McNamee
Foran H.S. Room 310
Tuesday/Feb.9/7:00-9:30p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
G038-039 Six Steps to a Winning Business
This informative class will review the six steps that every business goes through until it reaches the point where the owner enjoys the benefits of the business as an investment that requires no time vs. working in the business. We will cover how to work ON your business instead of IN your business, how to take immediate control of time spent at your business, how to get back thousands of dollars in lost profits and much more.
Robert C. Kademian
G038: Tuesday/Mar.2/6:30-9:00p.m. Law HS Room 170
G039: Monday/Feb.8/6:30-9:00 Foran HS Room 310
Resident: $29, Non-resident: $32, Milford Senior: $29
Robert Kademian is a business coach and former pharmaceutical marketing expert. He works with business owners to build stronger businesses.
G040 Social Networking
NEW. Most people have heard of Facebook, MySpace, Linkedin and Twitter. But what are they and why do they matter? This session will introduce different social networking sites, their features and benefits and how to leverage them for professional advancement, including job searches.
Lynne McNamee
Foran H.S. Room 310
Tuesday/Feb.23/7:00-9:30p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
G041 Starting a Business
Before you invest any time or money into starting a business, it would be prudent to find out just what you should know. This course will help you learn about the world of small businesses and features guest speakers. Topics to be discussed include types of businesses, legal considerations, taxes, accounting, banking, insurance, budgeting and planning. Seven weeks.
Stephen Pjura, B.A., M.A.
Law HS Room 126
Thursday/7:00-9:00p.m.
Resident: $59, Non-resident: $69, Milford Senior: $49
G042 Start Your Own Gift Basket Business
Use your creativity and sense of fun to create special gift baskets! The gift basket business is one of the fastest growing in the country and an ideal home-based business. Discover creative ideas to make your gift baskets unique and special. Learn how to find sources and market your services to individuals and businesses. A materials list will be available at the first class. Four weeks.
Kellye Daniels-Wasberg
Foran HS Room 307
Wednesday/7:00-9:00p.m.
Resident: $44, Non-resident: $54, Milford Senior: $34
Kellye Daniels-Wasberg entered the gift basket industry at a time when no books or classes were available. Through trial and error, she has learned her way around the gift basket industry and looks forward to sharing those experiences with you.
G043 Unraveling the Mystery of College Financial Aid
Start to make sense of the complicated web of financial aid acronyms: EFC; FAFSA; CSS Profile; SAR. Plus, learn what you might be able to do now in order to save tuition later.
James Maroney
Law HS Room 103
Monday/May 10/7:00-9:00p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
James Maroney,owner and Director of Educational Consulting at First Choice College Placement, is a 1996 graduate of Yale University. After graduation, he traded equities for nearly two years in New York City before founding First Choice College Placement. He is a member of the Education Industry Association, the Higher Education Consultants Association and also serves his alma mater as an alumni interviewer. He has visited over 80 college campuses throughout the country and has worked with students from all over the world on all aspects of the college search and financing process.
Milford Seniors: age 60+
G044 What You Should Know About Mutual Funds
This class will show you why mutual funds are a smart way to invest. You will learn what they are and how a well-diversified portfolio can lower your volatility and enhance your returns. Learn about total costs, rating systems and overall performance. We will also cover open-end versus closed-end funds and managed money accounts, so you come away knowing how to build and balance your portfolio.
William P. Farrell, Sr.
Foran HS Room 309
Monday/Feb.22/7:00-9:00p.m.
Resident: $29, Non-resident: $32, Milford Senior: $29
G045 Women and Investing (Formerly Smart Women
Finish Rich)
Ever wonder why so many women end up broke? Years spent out of the work force and longer life expectancy impact women’s long-term financial security. Don’t wait until you are in a time of crisis to make critical financial decisions. This workshop, for women of all ages, will help you identify and overcome financial risks women face. Learn to control your finances and map out a plan for your future based on what you care about most.
Hannah Smith
Law HS Room 103
Thursday/Mar.25/7:00-9:00p.m.
Residents: $29, Non-residents: $32, Milford Seniors: $29
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